Concora Credit App Personal Loans: $200 to $5,000

A fast, simple way to borrow for life's expenses. One online request, fixed payments, and funds deposited directly to your bank account.

$200–$5,000 · All credit types considered
Apply Now →See Terms
No impact to check offers Decisions in minutes
How much do you need?$1,000
$200$5,000
Estimated monthly payment$95.04
Get My Loan Offers →

Estimate only. Checking offers won't affect your credit score. Not all applicants qualify for the lowest rates.

$200 to $5,000

Borrow exactly what you need — no more.

Fixed payments

Same payment every period and a clear payoff date.

Fast funding

Money as soon as the next business day.

What is a personal loan?

A personal loan is an installment loan you repay in fixed payments over a set term. Unlike a credit card, you receive the full amount up front and know exactly when the loan will be paid off. Personal loans from our lending network range from $200 to $5,000 and can be used for almost any personal expense.

Common uses

  • Car repairs and transportation
  • Medical and dental bills
  • Rent, utilities and moving costs
  • Home and appliance repairs
  • Consolidating high-interest balances

Rates & terms

Amount$200–$5,000
Terms3 to 36 months
APRTypically 5.99%–35.99%, set by the lender
FundingAs soon as the next business day
Representative example: A $1,000 loan repaid over 12 monthly payments at 24.99% APR would have a payment of about $95.04 per month, for a total of $1,140.47 (total interest $140.47). A $2,500 loan over 24 months at 29.99% APR would be about $139.77 per month, $3,354.46 in total. Your actual rate, fees and terms depend on the lender, your state and your credit profile and are shown before you accept.

How to apply

  1. Complete our secure request form.
  2. Get matched with a lender — soft inquiry only.
  3. Review and e-sign your offer.
  4. Receive funds by direct deposit.

Frequently asked questions

How much can I borrow?

You can request a personal loan from $200 to $5,000. The amount you're offered depends on the lender, your income, your credit profile and your state.

Will applying hurt my credit score?

Checking offers uses a soft credit inquiry, which does not affect your credit score. A lender may perform a hard inquiry only if you accept an offer and proceed.

Can I get a loan with bad credit?

Yes, all credit types are considered. Lenders in our network look at income and recent payment history, not just your credit score.

How fast will I get my money?

If approved and you e-sign before the lender's cutoff, funds are often deposited as soon as the next business day.

Have a Concora Credit card too?

Many people who request a personal loan through ConcoraCreditApp also carry a Concora Credit card such as Milestone®, Destiny® or Indigo®. A fixed-rate loan with a set payoff date can cost less than carrying a high-APR balance on a Concora Credit card month to month.

  • Keep your Concora Credit card open and in good standing — its on-time history still helps your score.
  • Keep the card balance low after the loan funds, so your utilization drops.
  • Compare total cost — loan APR and fees vs. your Concora Credit APR. See Concora Credit rates & fees.

Read more: loans for Concora Credit cardholders.

Ready to get your loan?

Request $200–$5,000 in minutes. Checking your offers won't affect your credit score.

Get Started →