Concora Credit App Loan Rates & Terms
Last updated October 21, 2026
Transparent information about the loans available through our lending network.
| Loan amounts | $200–$5,000 |
|---|---|
| Terms | 3 to 36 months |
| APR | Typically 5.99%–35.99% |
| Origination fees | Some lenders charge an origination fee, deducted from the loan or added to the balance; disclosed before you sign |
| Late payments | Lenders may charge late or returned-payment fees and may report late payments to credit bureaus |
| Renewals | Policies vary by lender and state; review your agreement |
Representative example: A $1,000 loan repaid over 12 monthly payments at 24.99% APR would have a payment of about $95.04 per month, for a total of $1,140.47 (total interest $140.47). A $2,500 loan over 24 months at 29.99% APR would be about $139.77 per month, $3,354.46 in total. Your actual rate, fees and terms depend on the lender, your state and your credit profile and are shown before you accept.
APR disclosure
The Annual Percentage Rate (APR) is the cost of credit expressed as a yearly rate, including interest and certain fees. Your APR is determined by the lender based on your credit, income, loan amount, term and state. ConcoraCreditApp is not a lender and does not set rates.
Non-payment
Missing payments may result in late fees, collection activity and negative credit reporting. If you're struggling, contact your lender immediately to discuss options. See our responsible borrowing guidance.
State availability
Loan availability, amounts and terms vary by state. Not all lenders operate in all states.
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