Concora Credit Services & Personal Loans

Everything we offer in one place — personal loans from $200 to $5,000 and practical help with Concora Credit cards and accounts.

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Loan options

Loans for every situation

Choose the type of loan that fits your need. One application connects you with lenders offering $200–$5,000 with fixed payments and clear terms.

Personal Loans

Flexible $200–$5,000 personal loans for almost any purpose, with fixed monthly payments.

Bad Credit Loans

All credit types considered. Lenders look at income and recent history, not just your score.

Emergency Loans

Fast decisions for car repairs, medical bills and urgent expenses — funds as soon as the next business day.

Installment Loans

Borrow once and repay in equal installments over 3 to 36 months — no balloon payments.

Debt Consolidation Loans

Combine high-interest card balances into one fixed payment and a clear payoff date.

Loans for Concora Credit Cardholders

Have a Concora Credit card? A small installment loan can cover bigger costs without maxing your card.

Concora Credit services

Everything Concora Credit offers

Cards, prequalification, account tools and more — pick what you need.

Milestone® Mastercard®

Best-known unsecured card for fair credit

Destiny® Mastercard®

Fast online decision, no deposit

Indigo® Mastercard®

For past credit problems, incl. some bankruptcies

Card images are illustrations only — not actual card designs.

PrequalificationCheck your odds with no score impactRetail financingPay over time at partner storesRates, fees & protectionsEvery fee, explained in plain EnglishOnline account & appBalances, statements and alertsPayments & autopayPay online, by phone or by mailCredit limit reviewsGrow your limit after on-time payments
At a glance

Concora Credit cards at a glance

Three unsecured Mastercard® cards, the same core benefits — here’s what’s different.

Mastercard®

Milestone®

Rebuilding with a recognizable card
Issuer
The Bank of Missouri
Starting limit
Up to ~$1,000 on some offers
  • ✓No security deposit
  • ✓Soft-pull prequalification
  • ✓Reports to all 3 bureaus
  • ✓Accepted anywhere Mastercard® is
  • ★Mail offers with reservation codes

Watch for: Annual fee often billed at opening; possible monthly fee from year two; high APR if you carry a balance. Fees explained

See Milestone details →
Mastercard®

Destiny®

Fast decision & quick start
Issuer
The Bank of Missouri
Starting limit
Set by your offer
  • ✓No security deposit
  • ✓Soft-pull prequalification
  • ✓Reports to all 3 bureaus
  • ✓Accepted anywhere Mastercard® is
  • ★Fast online decision

Watch for: Annual fee and possible monthly fee; over-limit coverage costs a fee if you opt in; high APR. Fees explained

See Destiny details →
Mastercard®

Indigo®

Past credit challenges
Issuer
Celtic Bank
Starting limit
Up to ~$1,000 on some offers
  • ✓No security deposit
  • ✓Soft-pull prequalification
  • ✓Reports to all 3 bureaus
  • ✓Accepted anywhere Mastercard® is
  • ★Considers some past, discharged bankruptcies

Watch for: Annual fee and possible monthly fee; high APR; modest starting limit. Fees explained

See Indigo details →

Terms vary by offer. The APR, annual fee, any monthly fee and your limit are shown in your personal offer before you accept. See how Concora Credit fees work · Full Concora Credit cards page

Get $200–$5,000 — apply in minutes

One secure request. Checking your loan offers won't affect your credit score.

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